Are You Offering Secure Online Payment Methods?
By John Edet
The most important and frequently used payment methods in e-commerce are invoice, cash on delivery, debit transfer, direct debit and credit card. Each method of payment has advantages and disadvantages from a store operators perspective.
Payment by invoice is one of the most common methods that in the merchants view is easy to handle and does not incur additional costs.
Payment by C.O.D. involves higher fees and the availability of the customer is not always ensured, which in turn can incur additional costs. But payment by C.O.D. is one of the safest payment methods from a merchant perspective. You can increase trust even further by offering more than the usual or more than.
Payment by debit transfer or direct debit is a very customer-oriented and easy method of payment which is why it is preferred by many online customers. Reverse posting of the payment amount by the customer is possible within a certain period of time.
Higher costs arise for the merchant for credit card payments, but payment processing is easy, transparent and safe for both buyer and seller. Payment losses are insured up to a certain amount and can thus be greatly minimized.
In your store you should offer at least three of the methods of payment described above including payment by credit card in order to give the customer a wide range of options to choose from. The choice of a digital payment option or online payment is of great significance for your store, especially if you want to sell your products internationally. Payment online by credit card depends primarily on smooth, simple and secure handling of the payment transaction. Which is also transparent and understandable to the customer.
Your online store provides credit card payment and electronic debit collection by the Worldpay payment service provider. Worldpay is part of The Royal Bank of Scotland, one of the largest banks in the world, which represents secure online transactions at very low cost.
Is it really secure?
The security of customer data should be the highest priority for online merchants, from of their own interest. Security concerns still rank at the top of the list in the eyes of internet users and can stand in the way of online shopping. The security standard for credit card transactions is undergoing continuous optimization and today has already attained a very high level. Credit card payment is secure from a purely technical standpoint.
One more thing: Other personal data not related to credit cards is also very sensitive. The assertion that no data will be transferred to third parties must
therefore be stated explicitly. Because just like in conventional commerce this applies:
You can only successfully build on trust and do good business.
About The Author
John E, Media Relations Adviser Easily.co.uk - Domain name registration, register your low cost domain name today! Search domain names quickly, all major extensions and no catches.
